money should empower, not overwhelm
our philosophy
Financial planning is about more than numbers — it’s about you.
At Kekoa Capital, we look beyond assets to understand your values, habits, and goals. True financial health isn’t just about how much you have; it’s about how confident and in control you feel.
That’s why we take a different approach — offering a flat-fee model and a focus on financial behavior, so your success is never penalized by growth. Together, we’ll create a plan that aligns with your life, not just your balance sheet.
who we are
our mission
We believe financial planning should be empowering, not overwhelming.
Our mission is to simplify the process and help you make decisions that feel clear, sustainable, and aligned with what matters most to you.
Money should be a tool for confidence, not stress. With thoughtful guidance and behavioral insight, we’ll help you move forward with clarity, confidence, and control — one step at a time
about katie
We believe financial planning should be empowering, not overwhelming.
Our mission is to simplify the process and help you make decisions that feel clear, sustainable, and aligned with what matters most to you.
Money should be a tool for confidence, not stress. With thoughtful guidance and behavioral insight, we’ll help you move forward with clarity, confidence, and control — one step at a time
Explore what we offer
Annual
A personalized approach to managing your finances, designed to help you feel confident about your money and future.
A custom financial plan tailored to your goals
Ongoing support for budgeting, saving, investing, insurance review, retirement planning and much more
Recurring check-ins, modify your plan if needed
Access to Monarch Money for easy financial tracking
Love your plan? Renew annually for $2,000
A simple and supportive way to take control of your finances and create a spending plan that works for you.
Two meetings (one to start, one follow-up in two months)
Three-month access to Monarch Money to help track your budget
Hands-on help building and reviewing a budget that fits your lifestyle
Credit card review to ensure you're using them wisely
A relaxed and informative session to help you gain confidence with your finances.
One 1.5-hour session or two 45-minute meetings—your preference
Overview of essential topics, including:
401(k)s and IRAs
Budgeting Fundamentals
Credit Cards and Credit Scores
Student Loans & Debt Management
Short-term Saving and Long-term Investing
Understanding credit cards and credit scores
Managing student loans
Opportunity to ask any personal finance questions
One-month follow up access via email or phone for additional guidance
Schedule a time with us
Taking control of your finances starts with a simple step — a conversation. This first meeting is relaxed and pressure-free. We’ll talk about where you are today, what’s important to you, and how to start building a plan that fits your life and goals..
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Contact Us
Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!